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  1. #1
    Kasi Sembat..!
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    Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold
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    Jamin Pendapatan -->Pencen Anda!!

    Bismillahirrahmanirrahim

    Berkisar pada tajuk di atas pasti ramai yg membuat berbagai tanggapan, pendapat bagaimana mereka menguruskan sendiri kewangan agar mempunyai pendapatan terjamin di samping pencen yg boleh diwarisi waris terdekat. Bagi kakitangan kerajaan mungkin mereka boleh menarik nafas lega dengan pencen yg mungkin terjamin selepas mereka bersara kelak. Persoalannya bolehkah mereka menentukan sendiri berapa jumlah pencen mereka?Kalau saya silap sila betulkan ye, sepengetahuan saya pencen maksima akan diberi maksima separuh dari gaji mati/tertinggi kakitangan tersebut. Itupun ada pengiraan mengikut tempoh bekerja. W/bagaimanapun cukup ke pendapatan tersebut? Jika dah biasa hidup dengan gaji RM5,000 terpaksa pula belajar hidup dengan RM2,500. Itu pun kalau gaji RM5 ribu, kalau kurang daripada tu camna lak?
    Seperkara lagi bagaimana pula jika terpaksa pencen sebelum umur ats byk sebab yg x dpt di elakkan spt penyakit, kecederaan dsb? Bersediakah kita?
    PAMM 120x600

  2. #2
    Kasi Sembat..!
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    Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold
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    Sebenarnya apa yg cuba saya tekankan di sini ialah berkenaan satu program caruman dgn MAA Bhd yg mana ia memberikan satu jaminan pendapatan bulanan sehingga 20 tahun seandainya berlakunya hilang upaya kerana kemalangan dari serendah pendapatan RM650 sebulan hingga RM1,500 apabila berlakunya sebarang kemalangan yg boleh membuatkan kita lumpuh/hilang upaya bekerja. Apabila tidak ada majikan yg akan membayar maka MAA boleh menggantikan pendapatn anda. Begitu jua jika berlakunya kematian kerana kemalangan maka waris terdekat akan menerima program penggantian pendapatan tersebut selama 20 tahun juga. Memang berbaloi..hanya dgn mencarum dari serendah RM1.80 sehari anda akan memperolehi pendapatan tersebut. Ianya TERJAMIN!:048:

  3. #3
    Kasi Sembat..!
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    Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold
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    Faedah2 Lain

    Anda juga akan menerima beberapa faedah lain antaranya biar saya beritahu faedah2 minima yg akan anda perolehi:

    1. Pampasan Kematian & Hilang Upaya kemalangan - RM75,000
    2. Pampasan Kematian & Hilang Upaya Kemalangan sekiranya kemalangan tersebut berlaku di LebuhRaya -Tambahan RM50,000
    3. Khairat Kematian selain kemalangan - RM30,000
    4. Hilang Upaya selain Kemalangan - RM20,000
    5. Bayaran balik Perubatan kerana kemalangan - RM2,000
    6. Elaun Wad kerana kemalangan - RM50 sehari max 180 hari (min 6 jam=1 hari)
    7. Sekiranya tiada apa2 berlaku selama 20 tahun tersebut, caruman anda akan dipulangkan sehingga 80%




  4. #4
    Kasi Sembat..!
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    Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold
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    Kita tidak mahu wajah [email protected] terdekat kita yang terpampang di sini...

  5. #5
    Kasi Sembat..!
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    Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold
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    Lagi kisahnya.. Adakah kita pernah hulurkan bantuan?

  6. #6
    Kasi Sembat..!
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    Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold
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    Kita juga tak mahu wajah waris kita yg terpaksa meminta2 di sini..

  7. #7
    Kasi Sembat..!
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    Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold
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    Kita juga tidak mahu anak2 kita yg terpampang di sini..

  8. #8
    Kasi Sembat..!
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    Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold
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    Jgn tunggu sehingga jadi begini..

  9. #9
    Kasi Sembat..!
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    Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold Andika is a splendid one to behold
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    Siapa sangka?

  10. #10
    DiSc
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    ni insurans ker andika???


  11. TenkoFX Crypto

 

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